Baccarat

Updated: 20-Jun-2009



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Baccarat Maximum and Minimum Bet Limit Guide

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1

5k

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1

10k

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Baccarat Background


Baccarat is believed to have been introduced into France from Italy during the late 15th century. The name is derived from the Italian for zero.

Baccarat is one of the more glamorous casino games and in its Chemin de Fer variation, it is the game of choice of  Ian Fleming's secret agent, James Bond 007. He can be seen playing the game in numerous films and novels, including, most notably, the novel Casino Royale, although in the recent film he is playing the more fashionable poker.

The game is usually frequented by  high rollers, who may wager tens or hundreds of thousands of pounds euros or dollars on a single hand. Hence in land based casinos this game is played in a separate room or an area which is roped of from the public.

There are three accepted variations of the game: baccarat chemin de fer (railway), baccarat banque (or a deux tableaux), and punto banco (or North American baccarat).

Play Baccarat for free @ Casino Tropez

Casino Tropez Baccarat
 

Baccarat Rules (1)


Baccarat (pronounced Back-a-rah) is a simple game with only three possible results - 'Player', 'Banker'  and 'Tie' . The term 'Player' does not refer to the casino customer and the term 'Banker' does not refer to the casino or house. They are just options on which the casino customer can bet. Therefore the object of the game is to bet on the hand with the highest total.

Baccarat is typically played with either six or eight decks of cards although there are online casino variations that involve only one deck. The highest score that can be achieved is 9. Any score of 10 is worth 0 (or 'Baccarat'). Face cards (jack, queen, king)  have no score.  A 9 and a 6 would not equal 15 but 5. (Minus the first digit) An ace counts as 1 and the rest of the cards retain their face value. The scores will always range from 0 to 9 and it is impossible to bust.

After all  bets are placed, Cards are dealt, one first to the 'Player' and then one to the 'Banker', another to the 'Player' and 'Banker' again. Each has two cards. This is the initial deal.

Both cards in each hand are added together and the croupier calls the total. (e.g. five to the 'Player', three to the 'Banker') From here the table of play or tableau is used to determine if further cards need to be drawn. A maximum of three cards per hand may be drawn in order to achieve a winning hand.

Baccarat Screenshot  from 32Red

32Red Baccarat

The Tableau (or Table of Play)


As mentioned above Face cards and 10s count as 0.

  • If the initial deal has a hand totaling 8 or 9 no further cards are drawn.


  • If the 'Player' has an initial total of 0, 1, 2, 3, 4 or 5, the 'Player' draws another card.


  • If the 'Player' has an initial total of 6 or 7, the 'Player' stands and draws no further card.


  • If the 'Player' has an initial total of 8 or 9, this is a natural and neither the 'Player' nor the 'Banker' draw further cards.


  • If the 'Banker' has an initial total of 0, 1 or 2, the 'Banker' draws another card.


  • If the 'Banker' has an initial total of 3, the 'Banker' draws another card when the 'Player's' third card is anything but an 8.


  • If the 'Banker' has an initial total of 4, the 'Banker' draws another card when the 'Player's' third card is a 2, 3, 4, 5, 6 or 7.


  • If the 'Banker' has an initial total of 5, the 'Banker' draws another card when the 'Player's' third card is a 4, 5, 6, or 7.


  • If the 'Banker' has an initial total of 6, the 'Banker' draws another card when the 'Player's' third card is a 6 or 7.


  • If the 'Banker' has an initial total of 7, the 'Banker' stands and draws no further cards.


  • If the 'Banker' has an initial total of 8 or 9, this is a natural and neither the 'Player' nor the 'Banker' draw further cards.


  • If the 'Banker' has an initial total of 0, 1, 2, 3, 4 or 5 and the 'Player' has an initial total of 6 or 7 and stands, the 'Banker' draws another card.


  • The 'Banker' must stand on 6 when the 'Player' has a 6 or 7 on the initial deal.


  • Players Total

    Players initial Deal

    Third Card

    Bankers Initial Deal

    0

    1

    2

    3

    4

    5

    6

    7

    8

    9

    9

    9

    8

    8

    7

    7

    6

    6

    5

    5

    4

    4

    3

    3

    2

    2

    1

    1

    0

    0

     
Key Key

 Player & Banker Stand

Player & Banker Stand

Player Stands

Banker Stands

Player Draws

Banker Draws

The casino croupier will deal the cards according to the tableau and  announce the winning hand - either 'Player' or 'Banker'. Losing bets are collected and  winning bets are paid according to the house rules. Usually even money or 1-1 will be paid to the player and 95% to the 'Banker', 5% commission to the house (Commission Baccarat). Some casinos pay even money or 1-1 to both 'Player' and 'Banker' except when the 'Banker' wins with a total of 6. The 'Banker' will then be paid 50% or half the original bet.

Should both the 'Banker's  and the 'Player's hands have the same value at the end of the deal the croupier shall announce "Egalite - tie bets win." All tie bets will be paid at the odds of 8-1 and the croupier shall not collect the bets on either 'Player' or 'Banker'.

Baccarat Odds


The casino's edge in baccarat like blackjack is quite low and depending on the amount of card decks used it is as follows (2)

 

Casino Advantage on:

Decks used

Player Bet

Banker Bet

Tie Bet

1 Deck 1.29% 1.01% 15.75%
6 Deck 1.24% 1.06% 14.44%
8 Deck 1.24% 1.06% 14.36%


Reference

1 "Baccarat." Wikipedia, The Free Encyclopedia. 19 Jun 2006, 00:55 UTC. Wikimedia Foundation, Inc. 27 Jun 2006 http://en.wikipedia.org/w/index.php?title=Baccarat&oldid=59360910 .

2 Wizard of Odds - Baccarat 26 Jun 2006. http://wizardofodds.com/baccarat

 


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